Strategic Financial Leadership for Growing Businesses

A fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time or contract basis. You get the same strategic financial leadership as a full-time CFO — financial planning, cash flow management, KPI reporting, investor relations, and strategic advisory — at a fraction of the cost. It is a smart fit for growing businesses in the $1M to $50M revenue range that need senior financial expertise but are not yet ready to bring on a full-time executive.

A full-time CFO is a permanent employee working exclusively for one company, typically costing $200,000 to $400,000 or more per year in salary and benefits. A fractional CFO works with multiple clients on a flexible basis and delivers the same strategic value at a much lower cost. For most growing businesses in Calgary and Alberta, a fractional CFO is the right choice until revenue and complexity justify a full-time hire.

We work with growing small and mid-sized businesses, typically in the $1M to $50M revenue range, across a variety of industries in Calgary, Alberta, and across Canada. Most of our clients are at a turning point — scaling quickly, preparing for a capital raise, working through an acquisition, or trying to get their financial house in order before a major decision. We work across technology, professional services, manufacturing, healthcare, construction, and retail.

Fractional CFO pricing varies based on the scope of work and the time commitment required. Most of our engagements range from a few thousand dollars per month for lighter advisory work to more substantial retainers for clients who need deeper, ongoing involvement. We always start with a complimentary strategy session to understand your needs before proposing anything. There are no long-term lock-ins.

Yes. Business funding is one of our three core service areas. We help businesses prepare for funding by getting their financials in order, building financial models and projections, and connecting them with the right lenders or investors. We have supported clients through bank financing, BDC and EDC programs, the Canada Small Business Financing Program (CSBFP), government grants, private equity, and venture capital processes.

We help businesses access a wide range of funding sources depending on their stage and goals. This includes traditional bank debt, BDC (Business Development Bank of Canada) financing, EDC (Export Development Canada) programs, the Canada Small Business Financing Program, government grants and incentives, alternative lenders, venture debt, and equity investment from private equity or venture capital. We assess your situation and identify the right combination of capital sources for your business.

Buy-side M&A means you are acquiring another business. Sell-side M&A means you are selling your business or a division of it. Fiscura CFO supports both. On the buy side, we help you identify targets, conduct financial due diligence, model the deal, and structure the transaction. On the sell side, we help you prepare your financials, determine your valuation, position the business for maximum value, and navigate the sale process.

Yes. While we are based in Calgary, Alberta, we work with businesses across Canada. Most of our client work is done remotely, with in-person meetings available for clients in the Calgary area. We have experience with Alberta-specific programs and lenders, as well as federal programs available to businesses across the country.

We can typically begin within one to two weeks of completing the initial strategy session and agreeing on the engagement scope. For urgent situations — such as a funding deadline, an active M&A process, or a cash flow crisis — we can often move faster. The first step is always the complimentary strategy session, which can usually be scheduled within a few days.

A bookkeeper records transactions and maintains your books. An accountant prepares financial statements and tax returns. A fractional CFO does neither of those things — instead, a CFO takes your financial data and uses it to build strategy, manage risk, plan for growth, and make decisions. The CFO works at the executive level, not the transactional level. Most of our clients already have a bookkeeper and an accountant; they hire us to provide the strategic financial leadership layer that sits above those functions.