Terms of Service

Last Updated: February 1, 2026

Welcome to Fiscura CFO. These Terms of Service (“Terms”) govern your use of our website, services, and any related communications or interactions with Fiscura CFO (“we,” “us,” or “our”). By accessing our website or engaging our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Data Privacy Policy. If you do not agree with any part of these Terms, you must not use our website or services.

2. Services Description

Fiscura CFO provides professional financial and business advisory services, including but not limited to:

  • Fractional CFO and financial leadership services

  • Financial strategy, forecasting, and budgeting

  • Cash flow management and financial analysis

  • Business performance reporting and advisory

  • Process improvement and financial systems support

  • Other professional advisory services as agreed upon

3. User Eligibility

Our services are intended for businesses and individuals who are at least 18 years of age and have the legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Website Use and Restrictions

Permitted Use
You may use our website for lawful purposes only and in accordance with these Terms.

Prohibited Activities
You agree not to:

  • Use our website for any unlawful purpose or in violation of applicable laws

  • Attempt to gain unauthorized access to our systems or networks

  • Transmit viruses, malware, or other harmful code

  • Interfere with the proper functioning of our website

  • Copy, reproduce, or distribute our content without permission

  • Use automated systems to access our website without authorization

  • Impersonate any person or entity or misrepresent your affiliation

5. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Fiscura CFO or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use our intellectual property without our express written permission.

6. Service Agreements and Consulting Engagements

Separate Agreements
Specific services will be governed by separate service agreements or statements of work that will outline:

  • Scope of services

  • Timeline and deliverables

  • Fees and payment terms

  • Confidentiality provisions

  • Engagement-specific terms and conditions

Professional Standards
We will perform our services in accordance with generally accepted professional standards and practices.

7. Fees and Payment Terms

Website Services
Use of our website is generally free unless otherwise specified.

Professional Services
Fees for services will be detailed in separate service agreements. Unless otherwise agreed:

  • Invoices are due within 30 days of receipt

  • Late payments may incur interest charges

  • We reserve the right to suspend services for non-payment

  • All fees are exclusive of applicable taxes

8. Confidentiality and Non-Disclosure

We respect the confidentiality of client information and will maintain appropriate confidentiality measures as outlined in our service agreements and Data Privacy Policy. Mutual confidentiality obligations may apply.

9. Limitation of Liability

To the maximum extent permitted by law:

  • Our total liability shall not exceed the fees paid for the specific service giving rise to the claim

  • We shall not be liable for indirect, incidental, special, consequential, or punitive damages

  • We make no warranties regarding the accuracy or completeness of website content

  • You use our website and services at your own risk

10. Indemnification

You agree to indemnify, defend, and hold harmless Fiscura CFO, its officers, contractors, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of our website or services

  • Your violation of these Terms

  • Your violation of third-party rights

  • Any content you submit or transmit

11. Termination

By You
You may stop using our website or services at any time.

By Us
We reserve the right to:

  • Suspend or terminate access to our website

  • Modify or discontinue services with reasonable notice

  • Refuse service at our discretion

Effect of Termination
Provisions related to liability, indemnification, and dispute resolution shall survive termination.

12. Privacy and Data Protection

Your privacy is important to us. Please review our Data Privacy Policy to understand how we collect, use, and protect personal information.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of Alberta, Canada. Any disputes shall be resolved through:

  1. Good-faith negotiations

  2. If unresolved, binding arbitration or litigation in the courts of Alberta, Canada

14. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, war, labor disputes, or government actions.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

16. Modifications to Terms

We may update these Terms at any time. Changes will be posted with a revised “Last Updated” date. Continued use constitutes acceptance of the updated Terms.

17. Entire Agreement

These Terms, together with our Data Privacy Policy and applicable service agreements, constitute the entire agreement between you and Fiscura CFO.

18. No Waiver

Failure to enforce any provision does not constitute a waiver of that provision or any other.

19. Contact Information

For questions regarding these Terms, please contact:

Fiscura CFO
Address: 75079 Range Road 205
Lethbridge County, AB
T1K 8G8

20. Acknowledgment

By using our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.